Terms of Use

Effective Date: July 1, 2025

Welcome to the official website of Zoe International Organization, Inc. (“ZIO”, “we”, “our”, or “us”). These Terms of Use (“Terms”) govern your access to and use of this website (the “Site”), including all content, functionality, and services offered herein or through any associated digital platforms operated by ZIO.

Please read these Terms carefully before accessing or using the Site. By using this Site, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use this Site.

1. Organizational Identity

Zoe International Organization, Inc. is a Florida-based nonprofit religious corporation governed under Chapter 617 of the Florida Statutes. We are a faith-based organization operating under the leadership of Bishop Norman Dennis and Prophetess Karin Dennis, and legally incorporated to conduct ministry, biblical training, and community outreach activities.

2. Use of the Site

You may use this Site for lawful purposes only. By accessing or using this Site, you represent and warrant that:

You are at least 18 years of age, or have parental or legal guardian consent to use the Site.
You will not use this Site for any fraudulent, illegal, or unauthorized purpose.
You will not attempt to interfere with the operation of this Site or its security features.
You will not submit false, misleading, or harmful information to ZIO or other users.

ZIO reserves the right to suspend or terminate access to any user who violates these Terms or engages in conduct deemed harmful, inappropriate, or inconsistent with the mission and values of ZIO.

3. Intellectual Property Rights

All materials on this Site, including but not limited to logos, text, graphics, photos, videos, sermons, course materials, blog posts, and downloadable content, are the exclusive property of Zoe International Organization, Inc. or its licensors and are protected under U.S. and international copyright, trademark, and intellectual property laws.

You may view, print, or download materials for personal, non-commercial use only. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any material from this Site without the express written consent of ZIO.

All Rights Copyright Reserved 2025 Email: Security@ZoeIO.org

Donations Policy

Effective Date: July 1, 2025

Thank you for your interest in supporting Zoe International Organization, Inc. (“ZIO”, “we”, “our”, or “us”). Your generosity plays a vital role in helping us fulfill our mission of advancing the Kingdom of God through ministry, biblical training, community outreach, and promoting faith in a God of many chances.

This Donations Policy outlines the legal, financial, and operational terms associated with making contributions to ZIO. By donating through our website or any affiliated platform, you agree to the terms and conditions outlined below.

1. Tax-Exempt Status

Zoe International Organization, Inc. is a Florida-based nonprofit religious organization, duly incorporated under Chapter 617 of the Florida Statutes and recognized by the Internal Revenue Service (IRS) as a 501(c)(3) tax-exempt public charity.

Federal EIN: [Insert EIN here]
IRS Determination Letter: Available upon request
Contributions made to ZIO are tax-deductible to the fullest extent allowed by law. We recommend consulting your tax advisor for guidance specific to your situation.

2. Purpose of Donations

All donations received by ZIO are used to further our exempt religious and charitable purposes, including but not limited to:

Ministry Operations (preaching, teaching, deliverance, and worship)
Community Outreach (food assistance, aid to families in crisis, local service initiatives)
Biblical Education & Training Programs (leadership training, discipleship courses, online/in-person classes)
Infrastructure, facility costs, and administrative support directly related to ZIO’s mission

Unless otherwise designated in writing by the donor and accepted by ZIO, all donations are considered unrestricted, allowing the organization to apply funds wherever they are most needed.

3. Methods of Giving

ZIO accepts donations through the following secure methods:

Online via this website (encrypted payment gateway)
Bank transfer or wire (upon request)
Check or money order payable to "Zoe International Organization, Inc."
In-person giving at organizational events or services

All digital donations are processed via trusted third-party payment processors using SSL encryption and industry-standard PCI-compliant security.

4. Receipts and Documentation

A donation receipt will be issued immediately for online contributions and within 10 business days for offline methods.
Year-end giving statements are issued by January 31st of the following year for total contributions exceeding $250.
If you require copies of prior receipts, please email Security@ZoeIO.org.

5. Recurring Donations

Donors may choose to set up recurring donations (weekly, monthly, quarterly, or annually) via our donation platform. You are responsible for maintaining accurate payment and contact information. You may cancel or modify your recurring donation at any time by:

Logging into your donor account (if applicable)
Emailing Security@ZoeIO.org with your full name, email address, and cancellation request

6. Refund Policy

Duplicate transactions
Unauthorized use of a donor’s financial information
Errors in the donation amount

All refund requests must be submitted in writing within 7 business days of the transaction and will be evaluated on a case-by-case basis. Approved refunds will be issued within 14 business days.

Send refund requests to: Security@ZoeIO.org
Include the transaction ID, date, amount, and reason for the request.

7. Donor Privacy

We deeply value the trust of our donors and are committed to protecting your privacy. ZIO does not sell, rent, trade, or share donor information with third parties, except as required by law or to process your donation securely.

All donor data is stored on secure platforms, and communications are handled through encrypted email and verified staff accounts.

For more on how we protect your data, please refer to our Privacy Policy.

8. Compliance and Accountability

ZIO complies with all state and federal laws governing nonprofit entities and charitable giving, including but not limited to:

IRS 501(c)(3) reporting and public disclosure requirements
Florida Solicitation of Contributions Act (Fla. Stat. § 496)
Annual filing obligations with the IRS (Form 990) and Florida Department of Agriculture and Consumer Services (FDACS) **We are exempt**

Audit and financial statements are made available to donors and the public in accordance with applicable laws.

9. Questions and Contact

If you have any questions regarding donations, your donor record, or the use of funds, please contact our administrative team at:

Email: Security@ZoeIO.org
Phone: 407-796-1996
Mailing Address: P O Box 470068 * Lake Monroe, FL 32747

Thank you for sowing into the work of Zoe International Organization. Your support brings life, hope, and transformation to those we serve.